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FIRE Calculator (Early Retirement)

Estimate when you can achieve Financial Independence, Retire Early (FIRE). Simulate different savings rates and investment returns.

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How to Use

Step 1

Enter Current Assets

Enter Current Assets

Enter current savings, annual income, and expenses

Step 2

Set Goals

Set Goals

Set target asset amount and expected return rate

Step 3

View FIRE Date

View FIRE Date

Years to FIRE and asset growth chart are displayed

Features

4% Rule Calculation

Auto-calculate FIRE target as 25× annual expenses (4% rule)

Asset Growth Simulation

Chart yearly asset growth including compound interest effects

FIRE Type Comparison

Compare Lean FIRE, regular FIRE, and Fat FIRE scenarios

FAQ

Financial Independence, Retire Early — a lifestyle aiming to cover living expenses through investment income.