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50/30/20 Budget Calculator

Allocate your income using the 50/30/20 rule for needs, wants, and savings. Just enter your take-home pay to see your ideal budget breakdown.

配分割合

Needs (50%)50%
Wants (30%)30%
Savings & Investments (20%)20%
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How to Use

Step 1

Enter Income

Enter Income

Enter your monthly take-home income

Step 2

Auto Allocation

Auto Allocation

Income is automatically allocated by the 50/30/20 rule

Step 3

View Budget

View Budget

Budget amounts and a pie chart for each category are displayed

Features

Custom Ratios

Customize ratios beyond the standard 50/30/20

Visual Charts

Visualize allocation with pie and bar charts

Detailed Breakdown

Show specific item examples for needs, wants, and savings

FAQ

A basic budgeting rule: allocate 50% to needs, 30% to wants, and 20% to savings/investments.